Foundation Home Loans broadens HMO offering

Foundation Home Loans broadens HMO offering

Foundation Home Loans has expanded its HMO product range with the introduction of a new three-year fixed rate, starting at 3.29%, with a 1.5% arrangement fee.

All products are available to portfolio and non-portfolio landlords, buying as an individual or limited company.

In addition, FHL has also increased the majority of its buy-to-let mortgage rates in response to recent changes to swap rates, following the Bank of England’s indication of an earlier than expected rise in interest rates.

Jeff Knight, director of marketing at Foundation Home Loans, said: “With swap rates moving upwards, repricing our buy-to-let range was absolutely the right thing to do. Nonetheless, intermediaries will be pleased to know our buy-to-let products remain competitive for portfolio and non-portfolio landlords.

“At the same time, we took the opportunity to widen our HMO range which is becoming increasingly popular since launching in August last year.”

New HMO products details:

Product Rate Max LTV Arrangement Fee Rental Calc for Limited Cos Rental Calc for Individuals
Three-year fixed rate 3.29%








125% x


145% x 5.5%



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