The changes affect residential products for purchase and remortgage borrowers, as well as buy-to-let products.
Virgin Money also continues to offer its cashback incentive on a number of purchase products. For customers remortgaging from another lender, free standard legal services and a free basic valuation are also available for residential customers.
The buy-to-let range offers a cashback incentive of £500 on completion. Fixed rate buy-to-let loans are now available from 3.99% for two years, or 4.99% for five years.
The new deals are offered by Northern Rock plc and are available through registered mortgage intermediaries, the Northern Rock branch network and online.